Frequently asked questions
What is LivingMoneyPlan?
LivingMoneyPlan is an educational financial simulator. You enter household and financial assumptions, and the app runs a simplified, deterministic year-by-year simulation so you can explore and compare scenarios. Results are estimates based on what you enter, not predictions.
Who is it for?
It is for anyone who wants to explore alternative life and financial futures, for example changes to income, spending, housing, or retirement, in a private account. The interface is available in English and Danish. One tax mode uses simplified Danish 2026 rules; other modes use after-tax amounts or custom rates.
Is LivingMoneyPlan financial advice?
No. LivingMoneyPlan is an educational simulator only. It is not financial, tax, or legal advice. Tax modes, including simplified Danish 2026 rules, are approximations. Verify your assumptions and consult a professional before making decisions.
Do I need an account, what does it cost, and what data is stored?
You can create an account with an email address and password after you accept the terms of use and the privacy notice, then sign in to use the simulator. There is no payment step or paid plan in the product today. The application stores your email address, a hash of your password (not the password itself), and the financial assumptions and scenarios you enter; those scenarios are shown to you when you are signed in. While you are signed in, a session token is kept in your browser, and a language preference may be stored in your browser and in a locale cookie. Google Analytics loads only if you accept the analytics banner; if you reject it, or until you choose, that script is not loaded. See the privacy notice and terms of use for the current details.